We are moving along in our cycle. I stop BCP's on Sunday (yay!) and we did our Lupron Depot injection on Monday night (I was a little tipsy, so I glad A took care of it for me - it was a good friends bday, I couldn't let her drink alone!) and my bum is a little sore where the injection was, but not too bad.
I started working out on the Active. Started on Sun, did it again Mon, yesterday was my "rest" day and I will get back on it again today and tomorrow. I like it pretty well. I will like it better when I have done all the workouts and can skip the intro's because they are time-consuming.
Only 1 week until I leave for my cruise with my friend A. I am looking forward to it. It will be tiring (3 day round trip from PST to EST), but fun I am sure.
In bad news, we were applying for new insurance for me. My current plan (we have private individual plans) keeps going up and up and up in cost. Our insurance agent said that the plan had been cancelled (which we knew) and they were raising the prices to try and get people to switch, because they cannot force them to, they can just give "incentives", because of the high amounts of claims on that plan - which I guess I contributed to this year by needing to go to the ER 3x and the hospital for almost a week for my OHSS.
Anyway, long story short, I filled out all the paperwork for a new plan, had A go over it (this took about 3 hours) and then had him fax it to the agent from work. She got back with us after reviewing and said that I am going to be denied. Because. I. Am. Infertile.
So, there's that. Pretty depressing. I have to have not been treated for 5 years before they will consider me. Ugh, insurance SUCKS!
Also, have no idea what to do tomorrow night - any thoughts??
Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts
Wednesday, December 30, 2009
Wednesday, December 23, 2009
Oooooo, post #100!!
"A dream is a wish your heart makes.........."
For some reason those lyrics just came to mind.
We are well on our way for our FET now. Started BCP's on 12/15 and yesterday the infusion nurse came and gave me my IV intralipds. On 12/28, we do my Lu.pron Depot injection and on 1/3 I stop BCP's. My first u/s is scheduled for 1/12 and if it goes well we will get clearance to begin estrogen injects.
Our little frosties will hopefully be "home" around 1/25!
In other good news........I received my first unemployment check on Mon. It takes a huge weight off our shoulders and makes me feel validated in my thoughts of my previous employers.
We are somewhat sad lately though. This is our third Christmas in CA w/out family. It's really hard this year, not that the last two haven't been, but for some reason this year is different. Maybe it's because this year has been so difficult for us, with the two cancelled IVFs behind us, my hospital stay, my job issues, etc, etc.
We are going to hook up A's camera to his computer and video chat with the family on Christmas Day. Hopefully that will help a bit. My mom is really looking forward to it.
In other exciting news, ha, or not! I am applying for different insurance. We have private policies, A's work wasn't the best coverage or price, my work didn't offer, so we have been using An.them for the last two years. Well, my rates continue to raise and it's becoming ridiculous. We were told by our insurance agent that it's because they are trying to do away with that plan, so they raise the premiums to ridiculous levels and hope that people give up on it. So, we will see. I think the sound of the new plan, I just have to wait and see if I am approved. *crossing my fingers*
I am off, need to decide what to eat for dinner, always fun.
For some reason those lyrics just came to mind.
We are well on our way for our FET now. Started BCP's on 12/15 and yesterday the infusion nurse came and gave me my IV intralipds. On 12/28, we do my Lu.pron Depot injection and on 1/3 I stop BCP's. My first u/s is scheduled for 1/12 and if it goes well we will get clearance to begin estrogen injects.
Our little frosties will hopefully be "home" around 1/25!
In other good news........I received my first unemployment check on Mon. It takes a huge weight off our shoulders and makes me feel validated in my thoughts of my previous employers.
We are somewhat sad lately though. This is our third Christmas in CA w/out family. It's really hard this year, not that the last two haven't been, but for some reason this year is different. Maybe it's because this year has been so difficult for us, with the two cancelled IVFs behind us, my hospital stay, my job issues, etc, etc.
We are going to hook up A's camera to his computer and video chat with the family on Christmas Day. Hopefully that will help a bit. My mom is really looking forward to it.
In other exciting news, ha, or not! I am applying for different insurance. We have private policies, A's work wasn't the best coverage or price, my work didn't offer, so we have been using An.them for the last two years. Well, my rates continue to raise and it's becoming ridiculous. We were told by our insurance agent that it's because they are trying to do away with that plan, so they raise the premiums to ridiculous levels and hope that people give up on it. So, we will see. I think the sound of the new plan, I just have to wait and see if I am approved. *crossing my fingers*
I am off, need to decide what to eat for dinner, always fun.
Sunday, February 8, 2009
It's on
So I called the doc's office on Wed. That was not a good day. I was told that the cycle that we thought we could join is full, so we are pushed back. The secretary was out of the office that day so I wasn't able to get the "budget" information that I was hoping for. I was crying by the time I hung up.
On Thursday I called back, got the secretary, she promised to fax the info and passed on the note that we wanted to join the next IVF cycle. The nurse called back, told us we were in (starting late March) and that she would be in touch with more information soon.
Didn't receive the budget info, so I called again on Friday (they have half days Thursdays) and asked again for the budget stuff. She sent it over right away, so that was good.
So I am looking it over and we are debating on doing a single cycle or joining in on their savings plan cycles. You pay one larger amount but that covers up to 4 fresh and "unlimited" frozen. You would have to pay for the embryology fees, surgicenter fees, and meds and anesthesiologist, but not all the other stuff. Makes each cycle after the first around 4-5000 each instead of 6500 plus meds and incidentals each. So it is a savings. (I think I am correct on this info, but I don't have the paperwork in front of me so don't quote me on it.)
Anyway, so that is where we are. Moving ahead finally. I am pretty excited, scared, anxious, happy, terrified, sad, etc, etc, etc. It's crazy how you emotions fly around all at once.
I am done for the night. I will post more later. Especially when we find out more. In the meantime I am going to research insurance and see if I can find a better plan. Wish me luck.
On Thursday I called back, got the secretary, she promised to fax the info and passed on the note that we wanted to join the next IVF cycle. The nurse called back, told us we were in (starting late March) and that she would be in touch with more information soon.
Didn't receive the budget info, so I called again on Friday (they have half days Thursdays) and asked again for the budget stuff. She sent it over right away, so that was good.
So I am looking it over and we are debating on doing a single cycle or joining in on their savings plan cycles. You pay one larger amount but that covers up to 4 fresh and "unlimited" frozen. You would have to pay for the embryology fees, surgicenter fees, and meds and anesthesiologist, but not all the other stuff. Makes each cycle after the first around 4-5000 each instead of 6500 plus meds and incidentals each. So it is a savings. (I think I am correct on this info, but I don't have the paperwork in front of me so don't quote me on it.)
Anyway, so that is where we are. Moving ahead finally. I am pretty excited, scared, anxious, happy, terrified, sad, etc, etc, etc. It's crazy how you emotions fly around all at once.
I am done for the night. I will post more later. Especially when we find out more. In the meantime I am going to research insurance and see if I can find a better plan. Wish me luck.
Subscribe to:
Posts (Atom)